Switzerland · three worked examples
Swiss Travel Pass or individual tickets?
A pass pays for flexibility, but a single outing may cost much less with tickets. Compare the same named legs below—not an assumed whole holiday.
What is being compared
Adult 25+, second class, per person in CHF; permanent resident outside Switzerland and Liechtenstein. You are buying a new product, not already holding a discount card. The full pass purchase is counted even on unused days; only named rail legs are included.
Swiss Travel Pass · CHF 254
3 consecutive days; this published price is valid only through 31 December 2026. Rigi is covered, but not all mountains are free. Premium reservations and supplements cost extra.
Swiss Half Fare Card · CHF 150
Tourist product for one month, distinct from the annual resident Half Fare Travelcard. Eligible rail and mountain tickets are generally half fare here; reservations remain full price.
Saver Day Pass and supersaver tickets can be cheaper, subject to availability and advance purchase. No lowest saver fare is assumed; “lower” below means only among these three strategies.
Example A
One city-to-city journey
5–7 December 2026 · illustrative three-day window
Day 1: Luzern → Interlaken Ost, one way. Days 2 and 3 assume no other paid travel. No return or Swiss arrival transfer included. No reservation selected.
2026 individual fare input. Conservative timetable boundary: recheck after 12 December 2026.
- Luzern → Interlaken Ost × 1
- Full fare CHF 34 · half fare CHF 17 per ticket
No reservation selected or panoramic fee added
Fare source
Individual tickets
CHF 34 base fares
+ CHF 0 reservations
CHF 34
New Swiss Half Fare Card
CHF 150 card + CHF 17 base fares
+ CHF 0 reservations
CHF 167
3-day Swiss Travel Pass
CHF 254 pass + covered base fares
+ CHF 0 reservations
CHF 254
Lower among these three: Individual tickets, under the stated fare-input assumptions.
Review window ends 2026-12-12. Check dated operator timetables, maintenance and seats before booking.
Example B · Published-fare illustration
An intensive three-day rail itinerary
3 consecutive days · 2026 pass-price assumption
Day 1: Zermatt → St. Moritz on Glacier Express, about 8 hours. Day 2: St. Moritz → Tirano → St. Moritz on ordinary RhB regional trains, NOT Bernina Express panoramic services. Day 3: Glacier Express back to Zermatt, about 8 hours again. Overnight in St. Moritz; hotels, meals and arrival to Zermatt excluded. Two full train days—not a universal holiday recommendation.
Published-fare illustration, not a dated quote: combines the 2026 pass price, current published Glacier Express upper fare and a RhB 2027 manual fare assumption. Exact RhB fare changeover date is unverified. Obtain an operator dated quote and timetable. No same-day winter Bernina Express panoramic return is proposed.
- Glacier Express · one full journey each direction × 2
- Full fare CHF 166 · half fare CHF 83 per ticket
Mandatory reservation CHF 54 per journey, in every strategy
Fare source - Ordinary RhB regional trains · one way each direction × 2
- Full fare CHF 35 · half fare CHF 17.5 per ticket
No reservation selected or panoramic fee added
Fare source
Individual tickets
CHF 402 base fares
+ CHF 108 reservations
CHF 510
New Swiss Half Fare Card
CHF 150 card + CHF 201 base fares
+ CHF 108 reservations
CHF 459
3-day Swiss Travel Pass
CHF 254 pass + covered base fares
+ CHF 108 reservations
CHF 362
Lower among these three: 3-day Swiss Travel Pass, under the stated fare-input assumptions only—not a dated quote.
Review window ends 2026-12-31. Check dated operator timetables, maintenance and seats before booking.
Example C
One Rigi excursion
5–7 December 2026 · illustrative three-day window
Day 1: Arth-Goldau → Rigi Kulm → Arth-Goldau. Days 2 and 3 assume no other paid travel. Transport to Goldau and other holiday costs excluded. No optional booking added.
Rigi return fare effective from 1 June 2026; check the dated timetable and maintenance before travelling.
- Arth-Goldau ↔ Rigi Kulm · return ticket × 1
- Full fare CHF 84 · half fare CHF 42 per ticket
No reservation selected or panoramic fee added
Fare source
Individual tickets
CHF 84 base fares
+ CHF 0 reservations
CHF 84
New Swiss Half Fare Card
CHF 150 card + CHF 42 base fares
+ CHF 0 reservations
CHF 192
3-day Swiss Travel Pass
CHF 254 pass + covered base fares
+ CHF 0 reservations
CHF 254
Lower among these three: Individual tickets, under the stated fare-input assumptions.
Review window ends 2026-12-31. Check dated operator timetables, maintenance and seats before booking.
Sources & price scope
Sources checked 7 November 2026. These are published inputs, not live fares, availability or a seat guarantee.
- SBB · Swiss Travel Pass
3 consecutive days, second class CHF254; published price valid only through 31 December 2026.
- SBB · pass coverage
Rigi covered; premium reservations and supplements are not free. Not every mountain railway is covered.
- SBB · tourist Swiss Half Fare Card
One month CHF150; eligible tickets generally half fare in these examples, reservations full price. Not the annual resident Half Fare Travelcard.
- Zentralbahn · 2026 individual fares (PDF)
2026 FIT individual column, not the 10+ group discount: Luzern–Interlaken Ost one way CHF34 / half fare CHF17.
- Zentralbahn · tickets and optional reservation
Ordinary tickets valid; reservation optional. No reserved seat selected here.
- Rigi · current prices
From 1 June 2026: Arth-Goldau–Rigi Kulm return CHF84 / half fare CHF42. No optional booking added.
- Glacier Express · published prices
Full Zermatt–St. Moritz second-class fare published as up to CHF166, not a live bookable quote; reservation CHF54 each direction.
- Glacier Express · 2027 manual, p. 5 (PDF)
Verifies half fare 50% and separate reservation; reservations remain full price in all three strategies.
- RhB · 2027 sales manual, p. 16 (PDF)
Document is 2027, status September 2026 despite its 2026 filename: St. Moritz–Tirano CHF35 one way, CHF17.50 half fare. Exact base-fare changeover date not independently verified.
- RhB · official manual listing
Official source linking the sales manual.
- RhB · pass and Half Fare Card conditions
Tourist Swiss Half Fare Card 50%; Swiss Travel Pass valid. Example uses ordinary regional trains, with no panoramic reservation.
- Glacier Express · timetable
Winter timetable 5 December 2026–7 May 2027; annual pause 11 October–4 December 2026. Check dated trains and seats.